Terms of use

1. About these terms and who we are

These terms of use govern your use of business24-7.ae, in English and in Arabic (together, “the site”).

In these terms, “Business24-7”, “we”, “us” and “our” mean Business24-7, the publisher of the site, and “you” means anyone who visits or uses the site.

To contact us about these terms, including to ask for a correction or a right of reply, email admin@business24-7.ae.

2. Agreeing to these terms

By using the site, you accept these terms and our Privacy Policy. If you do not accept them, please do not use the site.

3. Who can use the site

You must be 18 or older to use the site.

You are responsible for making sure that visiting the site, and acting on anything you read on it, is lawful where you live or are located. A page about a product does not mean the product is available or permitted in your country, and we may restrict access to the site, or any part of it, in any location.

4. Changes to these terms

We may update these terms, for example when the law, the site or our business changes. The date at the top of this page shows when they last changed, and the version published when you use the site is the one that applies. If you continue to use the site after an update, you accept the updated terms.

5. We are a publisher, not a broker or an adviser

Business24-7 researches, tests and compares brokers, trading platforms and related financial products for people in the UAE, and publishes what it finds. We are not a broker, dealer, bank, exchange, investment manager or financial adviser.

We do not hold client money or assets, open accounts, receive or carry out orders, or provide any investment service, and we do not act for you in your dealings with any provider.

6. Information, not advice

Everything on the site is general information, published to inform and educate. It does not take account of your objectives, financial situation or needs. It is not financial, investment, tax or legal advice, and it is not a personal recommendation to buy, sell or hold any product or to use any provider.

Before making a financial decision, consider whether it suits your circumstances and, where appropriate, take advice from an independent adviser who is authorised to give it.

7. No offer, and no promise that a product is available to you

Nothing on the site is an offer, invitation or solicitation by us to buy or sell a financial product or to open an account. Whether a provider accepts you, and on what terms, is for that provider to decide, and can depend on where you live, your eligibility and its own checks. Products, account types, fees, bonuses and promotions vary by country and can change without notice, and every promotion is governed by the provider’s own terms.

Many providers operate through several legal entities in different countries, each with its own regulator and rules, and the entity that onboards you may not be the one a review describes. Before you deposit, check which company your client agreement names and which regulator supervises it.

8. Not a financial promotion

The site is not aimed at anyone in a jurisdiction where publishing or accessing it would be unlawful, and nothing on it is intended to persuade or induce anyone to engage in investment activity.

9. Regulatory information

When we describe a firm as regulated or licensed, we mean the specific legal entity we name, holding the specific licence we name, as shown on the regulator’s public register when we checked it. It does not mean that every company in the same group is regulated, that the same regulator supervises your account, or that an investor-compensation scheme covers you. Licences can be varied, suspended or withdrawn, so always confirm a firm’s current status on the official register before you deal with it.

Business24-7 is not affiliated with, authorised by or endorsed by the Capital Market Authority (formerly the Securities and Commodities Authority), the Dubai Financial Services Authority, the Financial Services Regulatory Authority of Abu Dhabi Global Market, the Central Bank of the UAE, the Virtual Assets Regulatory Authority or any other regulator. We name regulators and their registers only to identify them; our UAE regulation guides explain who supervises what.

10. Our reviews, ratings and rankings are opinions

Our reviews, scores, ratings, rankings and “best for” picks are editorial opinions. We reach them by applying our published methodology, which scores each provider across ten weighted categories:

• Safety & regulation
• Fees
• Deposit & withdrawal
• UAE suitability
• Account opening
• Mobile app
• Assets
• Web platform
• Support
• Education & research

Where we measured something ourselves, such as a spread or how long a withdrawal took, we say so and give the date. Those results describe our own test at that time; yours may differ. A score may be marked provisional while our testing of a provider is incomplete.

Rating providers involves judgment, and reasonable people can weigh the same facts differently. A high score or a top ranking does not guarantee that a provider is safe, solvent or right for you, and a low one is not an allegation of wrongdoing.

11. How we make money

The site is free to use. We may earn a commission when you open an account with a provider through a link on the site, and we may carry advertising, which is always labelled as such and kept apart from our editorial rankings.

Payment never buys a place in our reviews or rankings, a better position or a higher score, and we do not accept payment to publish, change or remove regulatory information. Our How we make money page explains our commercial relationships and lists our current partners.

12. Accuracy and timeliness

We work to keep the site accurate and current, but fees, spreads, products, terms, promotions and regulatory status change, sometimes without notice, and mistakes can happen. Each page reflects what we knew when it was researched or last updated, as dated on the page. We do not promise that any content is complete, accurate or up to date when you read it, so check the details with the provider, and on the regulator’s register, before you act.

13. Corrections, complaints and right of reply

If you think something on the site is wrong, out of date or unfair, tell us at admin@business24-7.ae. Firms are welcome to use this route too, including a firm that is the subject of a review, rating, ranking or comparison, or one named on our broker warning list. Please include:

• the address of the page and the statement concerned;
• what you believe is correct; and
• your evidence, such as the firm’s entry on a regulator’s public register, an official notice or the provider’s published terms.

We will check your request against the sources and our methodology. Where we find an error, we will correct it and show that the page has been updated. Where a firm disagrees with an accurate statement or a fair opinion, we may publish its response alongside our content instead of changing it.

Our broker warning list summarises notices that regulators have published themselves. If a regulator withdraws or updates a notice, or an entry identifies the wrong firm, send us the evidence and we will update or remove the entry. While a regulator’s notice remains in force, we may publish the named firm’s response next to the entry rather than remove it.

Editorial decisions remain ours, and this process does not limit any legal rights you have.

14. Investment risk

Trading forex, CFDs and other leveraged products carries a high risk of loss and may result in losing all your capital; these products are not suitable for everyone. Investing in shares, ETFs, cryptoassets and other financial products also carries risk, and you may get back less than you invest.

Past performance is not a reliable indicator of future results, and that includes the past returns of traders or portfolios shown in copy-trading tools. Cryptoassets can be extremely volatile, and some are lightly regulated or not regulated at all.

15. Your decisions are your own

You are responsible for your own financial decisions: for checking that a provider and a product suit you, for reading the provider’s terms, and for any tax that applies to you. We are not responsible for losses arising from decisions you make, or actions you take, on the basis of the site’s content.

16. Links to providers and other websites

The site links to brokers and other third-party websites, some of which pay us (see How we make money above). We do not control those websites and are not responsible for their content, products, availability, security or privacy practices, and a link is not an endorsement.

If you open an account or buy a product from a third party, your agreement is with that third party alone. We are not a party to it and are not responsible for how the provider performs, including if it fails or stops trading.

17. Our content and intellectual property

The site and its content, including our text, reviews, scores, rankings, tables, data, graphics and annotated screenshots, and the way all of these are selected and arranged, belong to us or our licensors and are protected by intellectual-property law.

You may view, download and print pages for your own personal, non-commercial use. You may also share links to the site and quote short extracts, provided you credit Business24-7 and link to the source page.

Unless we have agreed in writing, you may not:

• copy, republish, sell, license or otherwise commercially exploit the site or any part of it;
• use scraping, crawling, data-mining or other automated means to extract content or data from the site, except as our robots.txt file permits (it allows search indexing and AI-assisted search and answers, but not model training);
• use our content or data to build, supply or improve a competing database, comparison service or dataset, or to train machine-learning or artificial-intelligence models; or
• remove or change any copyright, attribution or other notice.

Broker and product names, logos and other trade marks belong to their owners. They, and screenshots of third-party websites, appear on the site only to identify those businesses and to illustrate our reviews.

18. Using the site properly

When you use the site, you must not:

• break the law or these terms;
• try to gain unauthorised access to the site, its servers or any connected system, or probe or test their security without our permission;
• introduce viruses or other harmful code, or do anything that disrupts, overloads or impairs the site;
• frame or mirror the site, or present its content as your own or as endorsed by us; or
• misrepresent a connection with Business24-7, or impersonate us or anyone else.

19. Messages you send us

If you send us a correction, comment or other material, you confirm that you are entitled to share it. You allow us to use it to check and improve our content and, where you have asked for a right of reply, to publish it. We handle any personal data it contains as our Privacy Policy describes.

20. Privacy and cookies

Our Privacy Policy explains what personal data we collect and how we use it. Its cookies section covers the cookies and similar technologies the site uses and how you can control them.

21. The site is provided as it is

We provide the site “as is” and “as available”. To the fullest extent the law allows, we give no warranty or guarantee, express or implied, about the site or its content, including as to accuracy, completeness, availability, fitness for a particular purpose or freedom from viruses or other harmful code.

We may change, suspend or withdraw the site or any part of it, or restrict access to it, at any time and without notice.

22. Limits on our liability

To the fullest extent the law allows, we are not liable for any loss or damage arising from your use of, or inability to use, the site, or from reliance on its content. This includes trading and investment losses; loss of profit, revenue, data or opportunity; and any indirect or consequential loss. We are not liable for the acts, omissions, products or failure of any third-party provider.

Nothing in these terms limits or excludes any liability that cannot lawfully be limited or excluded, including liability for fraud.

23. Indemnity

You agree to indemnify Business24-7, its owners, staff and contractors against any claim, loss, liability, cost or expense (including reasonable legal fees) arising from your breach of these terms or your misuse of the site.

24. Governing law and jurisdiction

These terms, and any dispute or claim arising out of or in connection with them or your use of the site, are governed by the laws of the United Arab Emirates as applied in the Emirate of Dubai.

The Dubai Courts have exclusive jurisdiction over any such dispute or claim.

25. General

If any part of these terms is found invalid or unenforceable, the rest remains in force. If we delay or do not enforce a right, we have not waived it. These terms, together with our Privacy Policy, are the entire agreement between you and us about your use of the site. We may transfer our rights and obligations under them to another organisation.

26. Contact us

Email admin@business24-7.ae with questions about these terms, corrections or right-of-reply requests.