XM Minimum Deposit

Page Summary

XM has a minimum deposit fee of $5. The deposit fee varies depending on the funding option and brokerage account you choose. The minimum deposit fee helps you decide which brokerage firm suits your needs best. 

Minimum Deposit Comparison

Minimum deposit $5 $100 $50


  • Credit/Debit card deposit
  • No deposit fee
  • Several account base currencies


  • None

This article discusses the specifics of minimum deposit amounts at XM. 

Fees & Funding Options 

The minimum initial deposit fee at XM is $5. This broker does not charge a deposit fee for bank transfers, credit/debit cards, and electronic wallets. 

The standard transfer time varies depending on the funding option. XM lets you choose between bank transfers, credit/debit cards, and electronic wallets. Credit/debit cards and wallets are the fastest. 

Fees & Funding Comparison

Bank transfer Yes Yes Yes
Credit/debit card Yes Yes Yes
Electronic wallets Yes Yes Yes


All brokerage accounts come with a base currency. The number of base currencies at XM is 11. This is important since you’ll have to pay a currency conversion fee if you deposit in a different currency than the base currency of your brokerage account. 

XM supports major currencies and some less common ones. The best approach to save money on conversion fees is to use a multi-currency digital bank account. 

Base Currencies Comparison

Number of base currencies 11 8 4

Sending the Minimum Deposit 

The general process of dunging your XM brokerage account is straightforward. You have to open an account and verify your information. Afterward, sign in to your account and select one of the available deposit methods. Verify your transaction and start the funding process. Usually, you’ll receive a confirmation by email, and your deposit will show in your account in a couple of days. 

Final Verdict 

XM has a straightforward deposit process. It is useful for both beginners and experienced investors. Read more about the funding process at XM in our in-depth reviews. 

XM compared to other brokers:
XM review


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